Cline vs Cursor: Which AI Coding Agent Should You Use?

If you're searching for "Cline vs Cursor", you're trying to decide between two fundamentally different approaches to AI-assisted coding. Cursor is a dedicated AI-native IDE. Cline is an open-source VS Code extension. Both can help you write code faster—but they make different tradeoffs around cost, control, and workflow.

What is Cursor?

Cursor is a fork of VS Code rebuilt around AI. It includes inline completions, a chat panel, and an "Agent" mode that can make multi-file edits autonomously. You pay a subscription ($20/month for Pro) that includes model access—no separate API keys needed.

Strengths:

  • Polished, integrated experience

  • Agent mode handles multi-step tasks

  • Tab completion feels native

  • No API key management

Tradeoffs:

  • Subscription cost adds up

  • Less transparency into what the AI is doing

  • Locked into their model choices (though you can bring your own)

What is Cline?

Cline is an open-source autonomous coding agent that runs as a VS Code extension. It uses a "bring your own key" (BYOK) model—you connect your own API keys from Anthropic, OpenAI, or other providers and pay only for what you use.

Strengths:

  • Free extension, pay only for API usage

  • Full transparency—every action is visible and auditable

  • Works with any model you want

  • Open source, community-driven

Tradeoffs:

  • Requires API key setup

  • No built-in completions (agent-focused)

  • Costs can spike on large codebases if not monitored

Key Differences

| Feature | Cursor | Cline | |---------|--------|-------| | Pricing | $20/month subscription | Free + API costs | | Model access | Included (with limits) | BYOK, unlimited | | IDE | Dedicated Cursor app | VS Code extension | | Tab completions | Yes | No (agent-only) | | Transparency | Limited | Full audit trail | | Open source | No | Yes |

When to Choose Cursor

Choose Cursor if:

  • You want everything integrated in one app

  • You prefer predictable monthly costs over usage-based billing

  • Tab completions are important to your workflow

  • You don't want to manage API keys

Cursor works best for developers who want a polished experience without configuration. The subscription model makes costs predictable, and the Agent mode handles complex refactoring tasks well.

When to Choose Cline

Choose Cline if:

  • You want maximum control over models and costs

  • Transparency and auditability matter (enterprise, compliance)

  • You're already comfortable in VS Code

  • You prefer paying per-use over subscriptions

Cline is ideal for developers who want an open, auditable system. The BYOK model means you're never locked in—switch models freely, use local LLMs, or connect to any provider.

Cost Comparison

Real-world costs depend heavily on usage patterns:

Cursor Pro ($20/month):

  • Includes ~500 "fast" requests per month

  • Additional usage billed separately

  • Predictable base cost

Cline (BYOK):

  • Extension is free

  • API costs vary: Claude 3.5 Sonnet runs ~$3 per 1M input tokens

  • Heavy use on large codebases can cost $5-50/day depending on model and task complexity

  • Light use might cost $10-30/month total

For occasional use, Cline is often cheaper. For heavy daily use, Cursor's subscription can be more economical—unless you're optimizing model selection carefully.

The Third Option: Remote Development

Both Cursor and Cline assume you're coding locally. But there's another approach: code on a remote server with an AI that has full system access.

On Zo Computer, your AI runs on your personal cloud server. It can:

  • Access your full codebase without context window limits

  • Run tests, install dependencies, and execute code directly

  • Connect to external tools (databases, APIs, deployment pipelines)

  • Work on tasks while you're away

This is different from IDE-based assistants. Instead of the AI suggesting code for you to copy-paste, the AI executes tasks directly on your development environment.

When remote development makes sense:

  • You want the AI to handle end-to-end tasks (not just code generation)

  • You're working on a server-based project anyway

  • You need the AI to access tools, run commands, or deploy code

  • You want to connect your local IDE via SSH and still get AI assistance

See the tutorial on setting up an AI coding agent for how this works in practice. You can also connect Cursor or VS Code to Zo via SSH, getting the best of both worlds.

Quick Decision Guide

"I want the easiest setup" → Cursor

"I want full control and transparency" → Cline

"I want the AI to run tasks autonomously on a real server" → Zo Computer

"I want to use my local IDE but work on a remote codebase" → Any of them via SSH

Summary

Cline and Cursor represent two valid approaches to AI-assisted development. Cursor prioritizes polish and integration. Cline prioritizes openness and control. Neither is universally better—the right choice depends on how you work, what you value, and what you're building.

For developers who want to go further—where the AI isn't just suggesting code but actually executing development tasks—remote AI environments like Zo offer a different model entirely. You can combine approaches: use Cursor or VS Code locally, connect to a remote server via SSH, and let the server-side AI handle execution.

The tools keep evolving. The principle stays the same: pick the workflow that lets you ship faster without fighting your tools.